Buying a house whether it be by yourself or with your significant other is not only a massive progression in your life but it is also one of the biggest commitments you will ever make.
Collecting the keys to your new home is an exhilarating experience but it is also a stressful time.
Within this post, you will find some times which will help you to reduce the stress levels and enjoy becoming a first time homeowner.
*Negotiate- the price of the property is not set in stone and sellers are often willing to negotiate on the price especially if they want a quick sale or to find the right buyer.
*CCPC- the CCPC step by step guide is everything you need when you are buying a house and it will navigate you through the whole process.
*The work is never-ending- the work on your house is never finished! If you want the perfect house, you will soon realise that once you finish fixing the roof, it will be time to install new windows and so forth!
*Find a Solicitor- A Solicitor is a must when you are house hunting as they can do the conveyancing for you. This is the legal work to transfer ownership of the property from the seller to you.
*Cashback special offers- these offers are attractive because they give you money in the short term. They might not make financial sense in the long term if you look at how much the mortgage will cost you overall.
*Buy the house you can afford- there is no point living in a gorgeous house with no furniture because you can’t afford to purchase anything! Getting a great mortgage rate can make monthly repayments less harsh and it will hopefully allow you to make some purchases.